The Tink app must securely integrate users’ financial data from multiple bank accounts , automatically categorizing transactions and creating personalized budgets. It should provide proactive savings recommendations, debt management tools, and investment guidance tailored to each user’s financial situation and goals. Delivering these intelligent features requires sophisticated data analysis and automation, all presented through a clean, intuitive interface optimized for  mobile App . By addressing these technical and user experience challenges, the Tink app can empower users to effortlessly manage their finances and achieve their financial objectives with minimal effort.